Help to Buy in Scotland

With the current Help to Buy (Scotland) scheme, you could buy a beautiful David Wilson home with just a 5% deposit. Here, we explain how the scheme works, use our Help to Buy calculator to see just how far a 5% deposit could stretch. 

What is Help to Buy (Scotland)?

Help to Buy (Scotland) is a Government-backed scheme that enables you to buy a brand-new David Wilson home.

  • You only need a 5% deposit.
  • It’s an interest free equity loan for up to 15% of the value of your property.
  • You may only need to secure an 80% mortgage.

Does my new home qualify?

The current Help to Buy (Scotland) scheme is available on David Wilson homes up to the value of £200,000.

The scheme works slightly differently throughout the UK. View our location-specific pages to find out how Help to Buy works where you are. This page provides information about Help to Buy in Scotland.

Help to Buy England           Help to Buy Wales

How does it work?

  • You only need a 5% deposit for your new home.
  • The Government lends you a ‘Help to Buy Equity Loan” for up to 15% of the value of the property.
  • This loan is interest free.
  • You then need to secure up to a 80% mortgage.
  • Competitive mortgage rates are available, and we can introduce you to a New Home Mortgage Adviser who’ll search the market to find you a great deal.

Who is eligible?

The current Help to Buy (Scotland) scheme is available to both first-time buyers AND existing homeowners.

However, there are a few important conditions:

  • the home you buy must be your only residence
  • the scheme isn’t available to Buy to Let investors or those who will own any other property after they complete.

Call us on 0330 057 2222 and we can introduce you to a New Homes Mortgage Adviser, who will tell you if you qualify for the scheme.

Watch: Help to Buy Explained

Be Inspired: See where Help to Buy Scotland could take you

Use our Help to Buy calculator to see the luxury a 5% deposit could afford you, then start browsing the beautiful David Wilson homes in Scotland.

Ready to move? We're here to help

Use the search bar at the bottom of the page to book an appointment at a development near you.

Click here for the full Terms and Conditions.