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First time buyers

Buying a first home is a big decision, but there’s nothing quite like the feeling of picking up the keys on the day you move in.

Get onto the property ladder

Competitive mortgage rates

With lenders competing in the marketplace, mortgage rates remain competitive. Less expensive borrowing costs mean that lenders are able to offer lower rate mortgages. 

Take at look at our handy Home Buying Guide for help navigating the home-buying process...


Homebuying guide

Our great range of schemes

At David Wilson Homes we understand the challenges that face first-time buyers. That’s why we have developed a range of schemes and incentives to help you get moving.

For more information about ways we can help first time buyers, please visit one of our developments and speak to a Sales Adviser.


view our range of schemes

Happy buyer


Deposit Boost

If you have a 10% deposit we could boost it by an additional 5%, so you only need an 85% mortgage. Speak to a sales adviser to find out more.

Parent Power

If you receive any help in putting together the funds for your deposit, we could provide the equivalent of a 5% annual interest payment on your benefactor’s contribution for five years.

Offers available on certain plots only - please see our offers page for details.

First Time Home Buyers FAQs

  • There is no single "best" first-time buyer scheme; it depends on individual circumstances and preferences. Popular schemes among first time buyers include; deposit unlock, deposit boost schemeHelp to Buy - Wales and first home scheme.
  • In the UK, a first-time buyer is defined as someone who has never owned a residential property before, whether in the UK or abroad.
  • The stamp duty amount on your first home can vary depending on the purchase price and the current government regulations. First time buyers do not pay stamp duty if the property is £425,000 or under. 5% Stamp Duty is payable on properties between £425,000 and £625,000. No tax relief is available on properties over £625,000.
  • The required deposit amount for first-time buyers can vary depending on various factors, such as the property's value and the lender's policies, but typically ranges between 5-20% of the property's purchase price.

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