Moving to a smaller home

Downsizing from the family home frees you to live life in a different and a more manageable way… and with David Wilson Homes it doesn’t have to mean compromising on quality.

Why now's a good time to make your move...

Whether you want to release equity, pay off your mortgage, reduce your bills, fund your retirement, change your lifestyle or buy another property, downsizing now could ensure you maximise the value that you release from your home.


Take at look at our handy Home Buying Guide for help navigating the home-buying process.


No Capital Gains Tax to pay

For most people downsizing from a larger, more expensive property to a smaller, less expensive one is exempt from Capital Gains Tax if it is your main residence. That means all the equity that is released by downsizing your home is tax-free and can be used to do what you want with.



Downsizing as investment

If your main reason for downsizing is to plan for your retirement and to make an investment to help finance it, you may want to use the proceeds of the sale of your current home to buy two properties – one to live in and one to provide an income and to act as an investment. 


read our investors guide

Real peace of mind in your new home

At David Wilson Homes we understand that customers who are looking to downsize want to release equity and maintain a more affordable way of life.


Maintaining a level of quality and finish that you deserve

A smaller home doesn’t mean lower quality. We offer an extensive choice of beautiful homes in great locations with amenities to match, so you can be sure to find one that suits you.


Depending on how early you reserve, with our Expressions range you can tailor your home to suit your own personal style and specification. You can choose everything from bathroom finishes and fittings, kitchen cupboards and appliances, flooring and wardrobes to tiles and lighting.


This means that you don’t have to compromise on quality when you downsize to a David Wilson home.

To find out more about how we can help you downsize, talk to one of our Sales Advisers.


  • Yes, there can be a downside to downsizing, such as having less space and potentially having to get rid of belongings, unexpected costs with moving such as legal fees, and choosing a smaller home that is unsuitable for future needs.
  • If you are selling your current home and purchasing a new smaller one when downsizing, you may still have to pay stamp duty, depending on the value of the property you are buying. Most people downsizing to a less expensive property are exempt from capital gains tax, meaning all the equity that is released by downsizing your home is tax-free.
  • Downsizing can save money by reducing your outgoings on mortgage payments, utility bills, and home maintenance costs.
  • Advantages of moving to a smaller house can include lower expenses, less maintenance, and potentially a simpler lifestyle.

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Help to Sell Schemes

We have a range of schemes to help you sell your existing home.


Low Deposit Schemes

If you have a low deposit, we have a variety of schemes to help make moving more affordable.


Part Exchange

We could be your guaranteed buyer. No stress or fuss, just an easy move for you and your family.

Key Worker Scheme

We could help make your move with our Key Worker Deposit Contribution Scheme.

Own New - Rate Reducer

Own New - Rate Reducer is a brand-new scheme available on new build homes that could mean lower mortgage rates and reduced monthly payments.

Parent Power

Parents can also help. Typically they (or a close family member) could help you with your deposit, or guarantee your mortgage, or act as a joint applicant.