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First Homes

First Homes is a homebuying scheme to help first time buyers get on the property ladder. Read below to find out more.

Helping first time buyers

If you’re looking to take your first step on the property ladder, you may already be aware of government’s Help to Buy scheme. 

However, the newly launched First Homes scheme could be an alternative means of helping you with your purchase.



What is the First Homes Scheme?

First Homes is a new type of affordable housing aimed at first time buyers. It provides eligible buyers a minimum discount of 30% below market value on newly built flats and houses in England. The aim of this scheme is to help local people buy homes within their community, often in areas where prices are relatively higher than their income.

The discount on these homes will remain in place for eligible buyers even after the original owner decides to sell. This will continue to help more people get onto the property ladder in their area.



Living room

When will First Homes be available from?

Office space with desk and chair

The First Homes scheme saw a gradual roll out in England in June 2021. This was part of a government pilot scheme which aims to make 1500 Homes available to purchase by the end of the year.

The number of eligible properties currently available is limited, while there is no availability on David Wilson Homes. This is expected to change over time as more new developments start to offer this brand new scheme.



Check if you’re eligible for First Homes

Before you can apply for the First Homes scheme, you first need to see if you’re eligible. The answer will be dependent on a number of things, including your income and your job status.

In order to apply you’d need to be:

  • first time buyer

  • Able to get a mortgage to fund a minimum of 50%of the discounted price

  • Have a combined household income under £80,000(£90,000 in London)

  • Purchase a home valued up to £250,000 (£420,000 in the UK) after discount has been applied


For houses and flats with First Homes discount, priority will be given to key workers. This includes NHS nurses, teachers, police personnel, and current or former members of the Armed Forces will receive priority.



Kitchen with dining table

Is First Homes available on David Wilson Homes properties?

Garden with table and chairs

At present, the First Homes scheme is not currently available on David Wilson Homes.

However, we do have a range of other schemes and offers which are available to first time buyers. For more information on how you could own your own home, read our Help to Buy guide.

Discuss your move today with our help.