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London Help to Buy

The London Help to Buy scheme is available for first time buyers can benefit - Discover how it works below. 

Buy a new home in London with just a 5% deposit

If you are looking to buy a property in London, then the London Help to Buy scheme could help you to move sooner than you think.

All you need is a 5% deposit to secure your home. The Government will lend you up to 40% of the property value, meaning you only have to secure a mortgage of up to 55% from a bank or building society. The Government equity loan is interest-free for the first five years and can be repaid at any time during the loan term or on the sale of your home.

London Help to Buy:

  • Requires a minimum deposit of 5% of the property value of your new home.
  • Is available on new-build homes up to £600,000.
  • Is available for properties located in one of London’s 32 boroughs, or the city of London itself.
  • Only first time buyers can benefit from the scheme.

Check out our Help to Buy Frequently Asked Questions for more information on how Help to Buy could help you get moving.

What are you waiting for?

If you are looking for a new home in London we could have the one that's right for you.

Start your search today.

Click here for the full Terms and Conditions.