What paperwork do I need when moving house?

1. Essential documents before completion

Organising your paperwork before completion day can help keep your move on track. These documents form the foundation of your home purchase and help avoid delays.

Legal and property papers

Your conveyancing solicitor handles most of the legal work, but you should keep copies of the following:

• Your signed purchase contract

• Property searches and local authority checks

• Mortgage offer letter

• Building warranties or NHBC certificates (for new build homes)

• Leasehold documents, such as a Property Information Pack (if applicable)

Store everything in one safe place and review key paperwork. If you have any questions, your solicitor can explain what each document means.

Mortgage, insurance and valuation paperwork

Keep all mortgage-related paperwork to hand, including your mortgage agreement in principle (AIP), final offer and any broker correspondence.

You'll also need to arrange buildings insurance once you've exchanged contracts. Keep your policy details safe, as your solicitor or lender may need proof before completion.

Proof of identity and address

Solicitors need ID and address documents to carry out legal checks. These include:

• Passport or driving licence

• Recent utility bill or bank statement

• Council tax bill or tenancy agreement

Some lenders may ask for additional proof of ID, so it's useful to have more than one option ready.

2. Paperwork during exchange and completion

Between exchange and completion, there are several key administrative tasks to stay on top of, including changing your address and arranging final metre readings. Being prepared helps avoid service gaps and last-minute stress when you move into your new home.

Utility accounts and meter readings

Make sure you inform your current utility providers that you're moving at least two weeks in advance. You'll need to:

• Provide final meter readings for your old home

• Arrange opening readings for your new property

• Transfer accounts to your new address

You can usually complete these steps online. Keep copies of confirmation emails and reference numbers in case you need to follow up.

Updating your address

You’ll need to notify the following:

• Your local council to avoid overpaying council tax

• Banks and credit card companies

• Driver and Vehicle Licensing Agency (DVLA)

• Insurance providers

• TV license providers

Don't forget to register to vote at your new address. Keeping your electoral register up to date is crucial, as you won’t be eligible to vote unless you do so.

3. Moving day document checklist

On moving day, it helps to have key paperwork with you, especially while your belongings are in transit. This way, you can respond to any queries and collect your keys without issues.

What to keep handy

Pack a folder with your most important documents, including:

• Completion paperwork and insurance documents

• Photo ID and mortgage offer

• Your solicitor's contact details

• Some cash or cards for unexpected costs

• Key handover forms

4. Post-move tasks

Once you've moved in, there are a few final updates to make. These help you settle in, avoid missing post and ensure everything is linked to your new home.

Healthcare and education updates

Register with key services near your new address, including:

• GP, dentist and optician

• Any specialist medical services

• Schools (apply early if you're moving mid-year) 

Subscriptions and official correspondence

Don't forget to update:

• Subscription services

• Employer and payroll departments

• Pension and benefits providers

• Online retailers and memberships

Royal Mail's redirection service is a useful way to catch any post you've missed, especially during the first few months after your move.

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