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Forces Help to Buy

A fantastic scheme to help Armed Forces service personnel buy a new home.

Forces Help to Buy is a deposit loan scheme from the Ministry of Defence (MOD) for regular Armed Forces members. 

How much could I borrow?

Kennett living room

Forces Help to Buy aims to make it easier for Britain’s regular Armed Forces personnel to borrow their 5% deposit from the MOD.

The scheme offers an interest free loan to applicants of up to 50% of their salary, with a maximum of £25,000. The loan is repayable in monthly instalments over the term provided.


Who is eligible & how do I apply?

The scheme is available to regular Armed Forces personnel who are first time buyers.

Don’t miss out on this brilliant opportunity to own a brand-new David Wilson home. Get in touch with one of our developments and speak to one of our experienced Sales Advisers to find out more.

For more information visit the Ministry of Defence's website.

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Forces Help to Buy FAQs

What is the aim of the Forces Help to Buy scheme?

The Forces Help to Buy scheme aims to make it easier for Britain’s regular Armed Forces personnel to purchase their own home by offering successful applicants the chance to borrow a 5% from the MOD.

How do I apply for the Forces Help to Buy scheme?

Forces Help to Buy can be applied for by getting in touch with one of our Sales Advisers at your chosen development. The Forces Help to Buy scheme is available to all Armed Forces personnel as long as they:

  • Have completed the prerequisite length of time
  • Are not members of the Military Provost Guard Service*
  • Have more than six months left to serve when they apply
  • Meet the right medical categories

*The Military Provost Guard Service is responsible for keeping physical security at all British Armed Forces locations.

How long will the process take?

The process takes four weeks on average but can vary depending on the applicant providing all relevant information.

When is the best time to apply?

Ideally, you should apply at least six weeks before the expected completion date.

How long is the Forces Help to Buy scheme open for?

The Forces Help to Buy scheme currently has no end date.

How many people have used the scheme?

Over 18,000 Armed Forces personnel have used the scheme.
Source: ukafvp.mod.gov.uk

Where can I get more information?

Learn more about the Forces Help to Buy scheme at https://www.gov.uk/.

Key Worker Deposit Contribution

To show our appreciation for key workers, we are offering a contribution of £1,000 towards your deposit for every £20,000 spent on the purchase price, and we'll include flooring - find out if you're eligible. 

Deposit Unlock

Whether you’re a first time buyer or an existing homeowner, you could buy the home you’ve always wanted with a 5% deposit.

Deposit Boost

If you have a 10% deposit, we could boost it with a further 5% of the purchase price.

Help to Buy - Wales

With Help to Buy - Wales, a David Wilson home could be yours with just a 5% deposit whether you're a first time buyer or an existing homeowner.  

Parent Power

Parents can also help. Typically they (or a close family member) could help you with your deposit, or guarantee your mortgage, or act as a joint applicant.

Armed Forces Deposit Contribution

We're offering Britain's military servicemen and women a 5% deposit contribution to help them buy a brand-new home.  

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