Discover the benefits of a green mortgage

Did you know that our energy-efficient homes could mean you’re eligible for a green mortgage. This could mean you’re offered a preferential interest rate, an increased loan amount or cashback from your mortgage lender.

What is a green mortgage and what are the benefits?

Green Mortgages

A growing number of mainstream lenders are now offering green mortgage products, which encourage homeowners to buy energy-efficient homes. This is because they could cost less to run due to reduced energy bills, so you’re in a better financial position to be able to repay their loan.

 

As an incentive for choosing an energy-efficient home, it means you could be offered either a preferential interest rate, an increased loan amount or cashback.

What homes qualify?

By opting for a green mortgage, they can offer you an incentive for choosing an energy-efficient home.

According to HBF data a brand-new home could be cheaper to run than an older home, meaning you could reduce your running costs,† but it could also mean you’re eligible for a green mortgage too.


 

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Green Mortgages
†Indicative figures, based on Government and Ofgem data in the HBF “Watt a Save” report published January 2025 which provides annual average usage figures for existing homes vs new-build homes in the UK.