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First Home Fund

With the First Home Fund scheme you could buy your first home with a £25,000 interest free equity loan and a 5% deposit

How does it work?

First Home Fund

First Home Fund is a scheme launched by the Scottish Government to help first-time buyers in Scotland purchase a home.

First Home Fund

With First Home Fund, you own the property outright, the Scottish Government will contribute a maximum of 49% equity loan based on the property valuation or purchase price, whichever is lower, up to a maximum of £25,000. The equity loan is only repayable when the home is sold.

Worked example

Purchase price


Customer deposit


Scottish Government loan




For full terms and conditions visit here.

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