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The right time to buy new

With Help to Buy, you can live in the best location and get the quality, characterful home you’ve been waiting for, with just a 5% deposit.  

There are two Help to Buy schemes* available in England and Wales– Help to Buy ‘Equity Loan’, and Help to Buy ‘Mortgage Guarantee’. You need a 5% deposit for both schemes, and they are offered to both first-time buyers and existing homeowners in England (excluding London) and Wales.

If you are looking for a property in London, then a Help to Buy London Equity Loan could help. Further information on this scheme can be found here. 

In Scotland there are also two Help to Buy schemes* available – ‘Mortgage Guarantee’ and Help to Buy (Scotland) ‘Equity Loan’. Help to Buy (Scotland) funds are limited so you should act now to avoid missing out. More information on Help to Buy (Scotland) is available here.

Check out our Help to Buy Frequently Asked Questions for more information on how Help to Buy could help you get moving.

And find out how Help to Buy could work for you by using our Help to Buy calculator.

*Help to Buy Mortgage Guarantee will end 31st December 2016. The popular Help to Buy Equity Loan is available until 2021.