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The right time to buy new

Securing your dream home is easier than you think

Help to Buy equity loan scheme means you can move with just a 5% deposit and is available for both first time buyers and existing home owners.

  • You only need a 5% deposit to buy a new home
  • The Government will provide an equity loan of up to 20% of the value of your property which is interest free for 5 years
  • You then need to secure up to a 75% mortgage
  • The Help to Buy equity loan can be repaid at any time within 25 years or on the sale of your home
  • Available on new build homes up to £600,000 in England, £300,000 in Wales and £200,000 in Scotland

 

The terms of the scheme vary between England, Scotland and Wales, so take a look at the Help to Buy Scheme in your area for more details – a link to full terms and conditions are at the bottom of this page.

  • Help to Buy Scotland funds are limited so you are urged to act now. More information is available here.
  • London Help to Buy offers a 40% equity loan, for further details please click here.

 

Use the Help to Buy calculator to see how Help to Buy could work for you. 

Start your search now using the search bar below and find a new home you'll love to live in.

Help to Buy